Central Bank Rate: 4.15%
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Loan Apps الإمارات العربية المتحدة

37 Verified Lenders • From 4.6% APR

Central Bank Rate 4.15%
Inflation Rate 2.43%
GDP/Capita AED 162,300
Average Monthly Salary AED 21,500
Income Tax Rate 0.0%
Average Property Price AED 1,500K
Unemployment Rate 2.2%

Loan Types Available

Personal Loans

Interest Rate 4.59% - 7.21%
Loan Amount AED 5,000 - 1,000K
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Business Loans

Interest Rate 3.75% - 8.00%
Loan Amount AED 10,000 - 2,000K
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Student Loans

Interest Rate 6.99% - 9.00%
Loan Amount AED 10,000 - 250K
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Mortgage Loans

Interest Rate 2.99% - 4.99%
Loan Amount AED 100,000 - 15,000K
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Auto Loans

Interest Rate 2.15% - 4.50%
Loan Amount AED 10,000 - 1,500K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

Etihad Credit Bureau

Minimum Down Payment

20.0%

Top Lenders

EZ Money

4.7
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FinBin

4.7
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Humm Zero FZ-LLC

4.7
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InstaCredit FZ-LLC

4.6
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Beehive SME Lending Limited

4.6
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CBD

4.6
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Loan Calculator

Monthly Payment AED 890
Total Cost AED 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews